In a world where cashback offers and reward points are plastered everywhere, there’s a quiet revolution happening. It’s not about getting another credit card, it’s about rethinking the way we spend, earn, and redeem. Meet POP, a game-changing credit card app built for modern India, one that’s flipping the script on how we view plastic (and digital) money.
If you’re still sticking to traditional credit cards, this might just convince you to make the switch.
- Rewards You Can Actually Use
Traditional credit card reward systems can often feel like decoding Morse code. 1 point = ₹0.25? Valid only on certain days? Needs a Rs.1,000 minimum spend? No thanks. POP simplifies all that. With POP:
- You get 2% back on every UPI payment.
- You earn 10% back on online shopping when you use the Yes Bank credit card issued via POP.
And the best part? You’re rewarded in POPcoins, where 1 POPcoin = Rs.1. You can redeem POPcoins instantly while shopping from 500+ trending D2C brands, from skincare to home decor. Zero confusion just real value.
- Total Control
Gone are the days of toggling between three apps, one for UPI, one for banking, one for your credit card payment. POP merges it all:
- Scan and pay via UPI.
- Track and pay off your Yes Bank credit card dues.
- Manage your rewards, see offers, shop, all in one slick interface.
It’s like having a personal finance assistant in your pocket… minus the awkward small talk.
- Zero Joining Fee.
Getting a traditional credit card India often feels like buying airline tickets: there’s always a hidden charge waiting to pounce. Annual fees, renewal fees, even “statement generation” fees. POP says no to all that:
- Zero joining fee
- A solid ₹5,000 welcome bonus
- Simple online approval process
Rewards that don’t expire in a puff of fine print. For once, it feels like a credit card that’s actually built for you, the one who shops smart, not big.
- Digital-First for a Digital-First Generation
Let’s face it — we’re glued to our phones. So why are so many banks still stuck in 2012? POP was built as a credit card app from day one, not a bank that’s trying to look techy. That shows up in:
- Smooth onboarding (no endless paperwork)
- Smart notifications (spend alerts, due reminders, bonus drops)
- A UI that’s clean, colourful, and doesn’t feel like Excel
It’s no wonder Gen Z and young professionals are dumping old cards for POP.
- Not Just a Credit Card. It’s a Lifestyle Platform.
POP isn’t just rewarding your payments. It’s rewarding your choices. You don’t just earn rewards — you get access to POPshop, their curated store of top D2C brands. You can use your POPcoins there for direct discounts. No voucher hoops. No partner-code nonsense. Just a sleek shopping experience powered by your everyday spending. It’s like getting cashback that’s not just cash back, but something better.
Final Swipe: Why POP Wins
Smart shoppers aren’t just looking for shiny cards. They’re looking for real rewards, transparent terms, and a platform that fits their lifestyle.
And POP delivers:
- Flat 2–10% rewards
- Easy UPI + credit card payment handling
- One-tap redemption across brands
- A cleaner, modern experience
And yes, real cashback without the red tape
So, if you’re tired of credit card fine print and chasing unreachable points, maybe it’s time to join the club. POPclub.